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Non-interest bearing deposit accounts are fully covered; FDIC deposit insurance on interest bearing deposit accounts increased from $100,000 to $250,000 per depositor, temporarily through December 31, 2009.
Basic FDIC Deposit Insurance Coverage Limits*
| Non-Interest Bearing Deposit Accounts |
Unlimited |
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| Interest Checking, Savings, Money Markets, or Certificates of Deposit - Single Accounts (owned by one person) |
$250,000 per owner** |
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| Interest Checking, Savings, Money Markets, or Certificates of Deposit - Joint Accounts (two or more persons) |
$250,000 per co-owner** |
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| IRAs and certain other retirement accounts |
$250,000 per owner |
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| Trust Accounts |
$250,000 per owner per beneficiary subject to specific limitations and requirements** |
For complete information about FDIC Deposit Insurance Limits, click here.
If you have questions about FDIC coverage limits and requirements, we encourage you to stop by your local branch or call us at 1-888-462-2100. We will be happy to review your individual coverage and answer any other questions you may have. Additional information can also be found at www.myFDICinsurance.gov.
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